What Keeps You Up At Night?

What Keeps You Up At Night?: Money Problems

Marriage Stressors

  1. Finances
a. People see money differently.

Proverbs 21:20 “The wise have wealth and luxury,     but fools spend whatever they get.”

b. Your finances determine your future.

Proverbs 22:7 “The rich rule over the poor,     and the borrower is slave to the lender.”

Decide what you want to do with your money.

Proverbs 4:26 “ Mark out a straight path for your feet;     stay on the safe path.”

Sow some
Save some
Spend some
Share some

  1. Fallacies

a. You married the
perfect mate.

Ecclesiastes 7:20 “Not a single person on earth is always good and never sins.”

Romans 3:23 “For everyone has sinned; we all fall short of God’s glorious standard.”

b. Marriage will solve all of your

Ephesians 5:31 “As the Scriptures say, “A man leaves his father and mother and is joined to his wife, and the two are united into one.””

c. You will no longer struggle in the area of

1 Corinthians 7:1-5 “Now regarding the questions you asked in your letter. Yes, it is good to abstain from sexual relations.[
a] But because there is so much sexual immorality, each man should have his own wife, and each woman should have her own husband.
The husband should fulfill his wife’s sexual needs, and the wife should fulfill her husband’s needs. The wife gives authority over her body to her husband, and the husband gives authority over his body to his life. Do not deprive each other of sexual relations, unless you both agree to refrain from sexual intimacy for a limited time so you can give yourselves more completely to prayer. Afterward, you should come together again so that Satan won’t be able to tempt you because of your lack of self-control.”

  1. Families

a. Marriage
adds stress to families.

1 Corinthians 7:28b “However, those who get married at this time will have troubles, and I am trying to spare you those problems.”

1 Corinthians 7: 32-35 "
32 I want you to be free from the concerns of this life. An unmarried man can spend his time doing the Lord’s work and thinking how to please him. 33 But a married man has to think about his earthly responsibilities and how to please his wife. 34 His interests are divided. In the same way, a woman who is no longer married or has never been married can be devoted to the Lord and holy in body and in spirit. But a married woman has to think about her earthly responsibilities and how to please her husband. 35 I am saying this for your benefit, not to place restrictions on you. I want you to do whatever will help you serve the Lord best, with as few distractions as possible.”

b. Marriage will require families to make major

Matthew 19:5 “And he said, “‘This explains why a man leaves his father and mother and is joined to his wife, and the two are united into one.’

c. Harmonious families are not automatic.

Proverbs 14:1 “A wise woman builds her home,     but a foolish woman tears it down with her own hands.”

Ephesians 5:33 “So again I say, each man must love his wife as he loves himself, and the wife must respect her husband.”


  1. Successful marriage will require work.
  2. Successful marriage is totally worth the effort.

What Keeps You Up At Night?: Money Problems

What Keeps You Up At Night
Part 3
Money problems

Psalm 56:8 “You have seen me tossing and turning through the night. You have collected all my tears and preserved them in your bottle! You have recorded every one in your book.

Lets start with 3 reasons we have problems with money…
1. We LOVE Stuff

Proverbs 27:20 (NCV) “People will NEVER STOP DYING and being destroyed, and they will NEVER STOP WANTING MORE THAN WHAT THEY HAVE.”

Ecclesiastes 5:10 NLT “Those who love money will NEVER HAS ENOUGH. How MEANINGLESS to think that wealth brings true happiness!”

2. We LACK Discipline

Proverbs 13:18 “whoever DISREGARDS DISCIPLINE comes to POVERTY and shame.”

3. We LIVE for the Now

Haggai 1:5-6 “Now this is what the Lord Almighty says: “Give careful thought to your ways. 6 You have planted much, but have harvested little. You eat, but never have enough. You drink, but never have your fill. You put on clothes, but are not warm. You earn wages, only to put them in a purse with holes in it.”

1. Change your OUTLOOK.

3 wrong outlooks on money…

A. Money will make me HAPPY.

Haggai 1:6 " You eat but you never have enough, you drink but you never have your fill."

B. Money will make me IMPORTANT.

Haggai 1:6 "you have planted much, but harvested little."

Proverbs 13:7 "some people pretend to be rich but really have nothing."

C. Money will make me more SECURE.

Haggai 1:6 "You put on clothes but you are not warm."

Proverbs 3:9
"Honor the Lord with your wealth."

2. Change your OUTGO.

Haggai 1:6 "You earn wages only to put them in pockets with holes in them"

Check this out… When we make money we should…

A. SOW it first:

Haggai 1:9-11 " You expected much, but see, it turned out to be little. What you brought home, I blew away. Why?” declares the Lord Almighty. “Because of my house, which remains a ruin, while each of you is busy with his own house. 10 Therefore, because of you the heavens have withheld their dew and the earth its crops. 11 I called for a drought on the fields and the mountains, on the grain, the new wine, the oil and whatever the ground produces, on men and cattle, and on the labor of your hands. ”

B. SAVE it second:

Proverbs 6:6 “Go to the ant, you sluggard; consider its ways and be wise! 7 It has no commander, no overseer or ruler, 8  yet it STORES IT’S PROVISIONS IN SUMMER and gathers its food at harvest.”

C. SPEND it last.

3. Change your OUTCOME.

Haggai 1:12-13 “Then… the high priest, and the whole remnant of the people obeyed the voice of the Lord their God and the message of the prophet Haggai, because the Lord their God had sent him. And the people feared the Lord. 13 Then Haggai, the Lord’s messenger, gave this message of the Lord to the people: “I am with you,” declares the Lord.”

What Keeps You Up At Night?: Hurts and Fears

What Keeps You Up At Night?
Part 2
Hurts and Fears

Psalm 56:8 “You have seen me tossing and turning through the night. You have collected all my tears and preserved them in your bottle! You have recorded every one in your book.

  1. Lose your HEAD.

I Samuel 21:12 “David took these words to heart and was very much afraid of Achish king of Gath. 13 So he pretended to be insane in their presence; and while he was in their hands he acted like a madman, making marks on the doors of the gate and letting saliva run down his beard. 14 Achish said to his servants, “Look at the man! He is insane! Why bring him to me?

2. Lose your HEART.

Proverbs 13:12 “Hope deferred makes the heart sick…”

3. Lose your HOPE.

I Kings 19:3-5 “Elijah was afraid and fled for his life. He went to Beersheba, a town in Judah, and he left his servant there. 4 Then he went on alone into the wilderness, traveling all day. He sat down under a solitary broom tree and
prayed that he might die. “I have had enough, Lord,” he said. “Take my life, for I am no better than my ancestors who have already died.”

Psalm 56:3 “ But when I am afraid, I will put my confidence in you. Yes, I will trust the promises of God.”

3 ways God brings strength and comfort.

1.Through HIS PEOPLE.

I Samuel 22:1
“So David left Gath and escaped to the cave of Adullam, where his brothers and other relatives soon joined him. 2 Then others began coming—those who were in any kind of trouble, such as being in debt, or merely discontented—until David was the leader of about four hundred men.


Philippians 4:19 “My God will supply all your needs according to his glorious riches in Christ Jesus”

Exodus 15:26 “I am the God who heals you”

Isaiah 26:2 “You will keep in perfect peace all who trust in you, all whose thoughts are fixed on you!

I Peter “Cast all your anxieties on Him for He cares for you”

Philippians 4:6 “ Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. 7 And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.


Psalm 56:9
“The very day I call for help, the tide of battle turns. My enemies flee! This one thing I know: God is for me! 10-11 I am trusting God.”

What Keeps You Up At Night?: Kids

What Keeps You Up At Night?
Part 1 - Kids

Psalm 56:8 (TLB)
“You have seen me tossing and turning through the night. You have collected all my tears and preserved them in your bottle! You have recorded every one in your book.”

1) Remember that our kids belong to God.

Psalm 127:3 (TLB)
“Children are a gift from God; they are his reward.”

1 Samuel 1:11 (TLB) “O Lord of heaven, if you will loo down upon my sorrow and answer my prayer and give me a son, then I will give him back to you, and he’ll be yours for his entire lifetime. . .”

1 Samuel 1:27-28 (CSB) “I prayed for this boy, and since the Lord gave me what I asked him for, I now give the boy to the Lord. For as long as he lives, he is given to the Lord.”

2) Remember to pray.

Philippians 4:6-7(CSB)
“Don’t worry about ANYTHING, but in EVERYTHING, through prayer and petition with thanksgiving, present your requests to God. And the peace of God, which surpasses all understanding, will guard your hearts and minds in Christ Jesus.”

Romans 8:26-27 (TLB)
“And in the same way—by our faith—the Holy Spirit helps us with our daily problems and in our praying. For we don’t even know what we should pray nor how to pray as we should, but the Holy Spirit prays for us with such feeling that it cannot be expressed in words.”

3) Remember to let go.

A. Let go of control.

Romans 8:28 (TLB)
“We know that all things work together for the good of those who love God, who are called according to his purpose.”

B. Let go of your will.

Proverbs 19:21 (TLB)
“People can make many different plans. But only the Lord’s plan will happen.”